CHC51122 Diploma of Financial Counselling
Make a difference in people's lives experiencing financial hardship
Gain the skills to support people in financial hardship.
SM TAFE is the only registered training organisation in Western Australia to deliver this course face-to-face.
This course is low fee* for residents of Western Australia and temporary residents holding certain visa types. An annual fee cap of $400 for those aged 15-24 or concession holders or $1,200 for everyone else, applies to this course. Some eligibility conditions apply for the low fee training and other fees may apply for some courses. Please refer to the FAQs for more information.
*Please note that eligibility requirements apply to some of the low fee training.
Online study is available for this course. Be sure to check the study requirements tab for information about studying this course using eCampus including study assistance and our helpful online study guide, then use the apply now link where you see the online study option.
This course is a VET Student Loan eligible course. A VET Student Loan creates a debt that must be repaid to the Commonwealth and is only available to students who are eligible.
To find out if you are eligible or to see the list of eligible courses visit our Student Loans page.
Overview
Where Armadale | Bentley
When Continuous enrolment | Semester 1, 2025 | Semester 2, 2024
How On Campus | Traineeship
Make a difference to the lives of those experiencing financial hardship with a range of specialist, financial advocacy and counselling skills.
Financial counsellors work alongside individuals, families and small businesses to manage their finances and understand their credit and debt issues as well as their legal and financial rights and obligations. It also provides a solid understanding of social justice and systemic issues that impact on people experiencing financial hardship.
At the end of this course, you will have gained the skills and knowledge to provide financial information, limited financial advice covered within the AFSL exemption and advocacy, as well as provide systemic advocacy within a social justice framework. You will also learn counselling skills to effectively communicate with clients.
To be able to operate in Australia as a financial counsellor, you must have this qualification.
SM TAFE is the only registered training organisation in WA to deliver this course face-to-face.
Many charitable organisations seek to employ people who can provide these specialist financial support services and those already working in the community services sector will also benefit from being able to provide financial information and support to help people regain control of their lives.
Want to find out more about this industry?
Students in community services benefit from sharing information about organisations, initiatives and leading expertise in our Community Services Facebook page.
- Manage the counselling relationship
- Develop counselling interview skills
- Application of technical financial information
- Program community support mechanisms
- Interpret and use financial law
- Provide advocacy and referrals
- Respond to crisis situations
Important information
Select your preferred campus and apply
All year round
Details
Units and fees
Core
| National ID Unit title | General fee | Concession | Resource fee |
|---|---|---|---|
| CHCADV001 Facilitate the interests and rights of clients | $89.10 | $26.40 | $26.25 |
| CHCCCS019 Recognise and respond to crisis situations | $64.80 | $19.20 | $10.75 |
| CHCCSL001 Establish and confirm the counselling relationship | $97.20 | $28.80 | $41.50 |
| CHCCSL002 Apply specialist interpersonal and counselling interview skills | $89.10 | $26.40 | $38.25 |
| CHCCSL007 Support counselling clients in decision-making processes | $129.60 | $38.40 | $85.50 |
| CHCDIV001 Work with diverse people | $48.60 | $14.40 | $10.00 |
| CHCFIN006 Establish the financial counselling relationship | $178.20 | $52.80 | $67.00 |
| CHCFIN007 Provide advice, counselling and representation to financial counselling clients | $178.20 | $52.80 | $56.75 |
| CHCFIN008 Apply professional standards in financial counselling | $121.50 | $36.00 | $56.75 |
| CHCFIN009 Provide financial counselling and systemic advocacy within a social justice framework | $129.60 | $38.40 | $59.75 |
| CHCFIN010 Apply basic concepts of small business to financial counselling | $121.50 | $36.00 | $56.75 |
| CHCLEG002 Interpret and use legal information | $64.80 | $19.20 | $27.25 |
| CHCPRP003 Reflect on and improve own professional practice | $64.80 | $19.20 | $26.00 |
Elective
| National ID Unit title | General fee | Concession | Resource fee |
|---|---|---|---|
|
|
$186.30 | $55.20 | $67.00 |
|
|
$48.60 | $14.40 | $24.75 |
|
|
$129.60 | $38.40 | $21.50 |
|
|
$129.60 | $38.40 | $34.00 |
Indicative fees and charges
The fees quoted are estimates only and are for all units in the course for students enrolling on a full-time basis. If you're a student that has successfully completed a lower-level qualification that is a prerequisite for this course, you'll only pay for the units that you need to enrol in to complete this course. Please view the full list of fee disclaimers.
Details
Units and fees
Core
| National ID Unit title | General fee | Concession | Resource fee |
|---|---|---|---|
| CHCADV001 Facilitate the interests and rights of clients | $89.10 | $26.40 | $0.00 |
| CHCCCS019 Recognise and respond to crisis situations | $64.80 | $19.20 | $0.00 |
| CHCCSL001 Establish and confirm the counselling relationship | $97.20 | $28.80 | $0.00 |
| CHCCSL002 Apply specialist interpersonal and counselling interview skills | $89.10 | $26.40 | $0.00 |
| CHCCSL007 Support counselling clients in decision-making processes | $129.60 | $38.40 | $0.00 |
| CHCDIV001 Work with diverse people | $48.60 | $14.40 | $0.00 |
| CHCFIN006 Establish the financial counselling relationship | $178.20 | $52.80 | $0.00 |
| CHCFIN007 Provide advice, counselling and representation to financial counselling clients | $178.20 | $52.80 | $0.00 |
| CHCFIN008 Apply professional standards in financial counselling | $121.50 | $36.00 | $0.00 |
| CHCFIN009 Provide financial counselling and systemic advocacy within a social justice framework | $129.60 | $38.40 | $0.00 |
| CHCFIN010 Apply basic concepts of small business to financial counselling | $121.50 | $36.00 | $0.00 |
| CHCLEG002 Interpret and use legal information | $64.80 | $19.20 | $0.00 |
| CHCPRP003 Reflect on and improve own professional practice | $64.80 | $19.20 | $0.00 |
Elective
| National ID Unit title | General fee | Concession | Resource fee |
|---|---|---|---|
|
|
$186.30 | $55.20 | $0.00 |
|
|
$48.60 | $14.40 | $0.00 |
|
|
$129.60 | $38.40 | $0.00 |
|
|
$129.60 | $38.40 | $0.00 |
Indicative fees and charges
The fees quoted are estimates only and are for all units in the course for students enrolling on a full-time basis. If you're a student that has successfully completed a lower-level qualification that is a prerequisite for this course, you'll only pay for the units that you need to enrol in to complete this course. Please view the full list of fee disclaimers.
All year round
Details
Units and fees
Core
| National ID Unit title | General fee | Concession | Resource fee |
|---|---|---|---|
| CHCADV001 Facilitate the interests and rights of clients | $89.10 | $26.40 | $26.25 |
| CHCCCS019 Recognise and respond to crisis situations | $64.80 | $19.20 | $10.75 |
| CHCCSL001 Establish and confirm the counselling relationship | $97.20 | $28.80 | $41.50 |
| CHCCSL002 Apply specialist interpersonal and counselling interview skills | $89.10 | $26.40 | $38.25 |
| CHCCSL007 Support counselling clients in decision-making processes | $129.60 | $38.40 | $85.50 |
| CHCDIV001 Work with diverse people | $48.60 | $14.40 | $10.25 |
| CHCFIN006 Establish the financial counselling relationship | $178.20 | $52.80 | $67.00 |
| CHCFIN007 Provide advice, counselling and representation to financial counselling clients | $178.20 | $52.80 | $56.75 |
| CHCFIN008 Apply professional standards in financial counselling | $121.50 | $36.00 | $56.75 |
| CHCFIN009 Provide financial counselling and systemic advocacy within a social justice framework | $129.60 | $38.40 | $59.75 |
| CHCFIN010 Apply basic concepts of small business to financial counselling | $121.50 | $36.00 | $56.75 |
| CHCLEG002 Interpret and use legal information | $64.80 | $19.20 | $27.25 |
| CHCPRP003 Reflect on and improve own professional practice | $64.80 | $19.20 | $26.00 |
Elective
| National ID Unit title | General fee | Concession | Resource fee |
|---|---|---|---|
|
|
$186.30 | $55.20 | $67.00 |
|
|
$48.60 | $14.40 | $24.75 |
|
|
$129.60 | $38.40 | $21.50 |
|
|
$129.60 | $38.40 | $34.00 |
Indicative fees and charges
The fees quoted are estimates only and are for all units in the course for students enrolling on a full-time basis. If you're a student that has successfully completed a lower-level qualification that is a prerequisite for this course, you'll only pay for the units that you need to enrol in to complete this course. Please view the full list of fee disclaimers.
Details
Units and fees
Core
| National ID Unit title | General fee | Concession | Resource fee |
|---|---|---|---|
| CHCADV001 Facilitate the interests and rights of clients | $89.10 | $26.40 | $26.25 |
| CHCCCS019 Recognise and respond to crisis situations | $64.80 | $19.20 | $10.75 |
| CHCCSL001 Establish and confirm the counselling relationship | $97.20 | $28.80 | $40.25 |
| CHCCSL002 Apply specialist interpersonal and counselling interview skills | $89.10 | $26.40 | $37.00 |
| CHCCSL007 Support counselling clients in decision-making processes | $129.60 | $38.40 | $82.75 |
| CHCDIV001 Work with diverse people | $48.60 | $14.40 | $0.00 |
| CHCFIN006 Establish the financial counselling relationship | $178.20 | $52.80 | $65.00 |
| CHCFIN007 Provide advice, counselling and representation to financial counselling clients | $178.20 | $52.80 | $55.00 |
| CHCFIN008 Apply professional standards in financial counselling | $121.50 | $36.00 | $55.00 |
| CHCFIN009 Provide financial counselling and systemic advocacy within a social justice framework | $129.60 | $38.40 | $58.00 |
| CHCFIN010 Apply basic concepts of small business to financial counselling | $121.50 | $36.00 | $56.75 |
| CHCLEG002 Interpret and use legal information | $64.80 | $19.20 | $0.00 |
| CHCPRP003 Reflect on and improve own professional practice | $64.80 | $19.20 | $26.00 |
Elective
| National ID Unit title | General fee | Concession | Resource fee |
|---|---|---|---|
|
|
$186.30 | $55.20 | $0.00 |
|
|
$48.60 | $14.40 | $0.00 |
|
|
$129.60 | $38.40 | $21.50 |
|
|
$129.60 | $38.40 | $33.00 |
Indicative fees and charges
The fees quoted are estimates only and are for all units in the course for students enrolling on a full-time basis. If you're a student that has successfully completed a lower-level qualification that is a prerequisite for this course, you'll only pay for the units that you need to enrol in to complete this course. Please view the full list of fee disclaimers.
Semester 1, 2025
Details
Units and fees
Semester 1, 2025
Core
| National ID Unit title | General fee | Concession | Resource fee |
|---|---|---|---|
| CHCFIN006 Establish the financial counselling relationship | $178.20 | $52.80 | $67.00 |
| CHCFIN007 Provide advice, counselling and representation to financial counselling clients | $178.20 | $52.80 | $56.75 |
| CHCFIN008 Apply professional standards in financial counselling | $121.50 | $36.00 | $56.75 |
| CHCFIN009 Provide financial counselling and systemic advocacy within a social justice framework | $129.60 | $38.40 | $59.75 |
| CHCFIN010 Apply basic concepts of small business to financial counselling | $121.50 | $36.00 | $56.75 |
Elective
| National ID Unit title | General fee | Concession | Resource fee |
|---|---|---|---|
|
|
$186.30 | $55.20 | $67.00 |
|
|
$129.60 | $38.40 | $34.00 |
Semester 1, 2025 fee
| Tuition fee | Resource fee | Total fee* | |
|---|---|---|---|
| General | $1,044.90 | $398.00 | $1,442.90 |
| Concession | $309.60 | $398.00 | $707.60 |
Semester 2, 2025
Core
| National ID Unit title | General fee | Concession | Resource fee |
|---|---|---|---|
| CHCADV001 Facilitate the interests and rights of clients | $89.10 | $26.40 | $26.25 |
| CHCCCS019 Recognise and respond to crisis situations | $64.80 | $19.20 | $10.75 |
| CHCCSL001 Establish and confirm the counselling relationship | $97.20 | $28.80 | $41.50 |
| CHCCSL002 Apply specialist interpersonal and counselling interview skills | $89.10 | $26.40 | $38.25 |
| CHCCSL007 Support counselling clients in decision-making processes | $129.60 | $38.40 | $85.50 |
| CHCDIV001 Work with diverse people | $48.60 | $14.40 | $10.25 |
| CHCLEG002 Interpret and use legal information | $64.80 | $19.20 | $27.25 |
| CHCPRP003 Reflect on and improve own professional practice | $64.80 | $19.20 | $26.00 |
Elective
| National ID Unit title | General fee | Concession | Resource fee |
|---|---|---|---|
|
|
$48.60 | $14.40 | $24.75 |
|
|
$129.60 | $38.40 | $21.50 |
Semester 2, 2025 fee
| Tuition fee | Resource fee | Total fee* | |
|---|---|---|---|
| General | $826.20 | $312.00 | $1,138.20 |
| Concession | $244.80 | $312.00 | $556.80 |
Indicative fees and charges
The fees quoted are estimates only and are for all units in the course for students enrolling on a full-time basis. If you're a student that has successfully completed a lower-level qualification that is a prerequisite for this course, you'll only pay for the units that you need to enrol in to complete this course. Please view the full list of fee disclaimers.
Semester 2, 2024
Details
Units and fees
Semester 2, 2024
Core
| National ID Unit title | General fee | Concession | Resource fee |
|---|---|---|---|
| CHCADV001 Facilitate the interests and rights of clients | $89.10 | $26.40 | $26.25 |
| CHCCCS019 Recognise and respond to crisis situations | $64.80 | $19.20 | $10.75 |
| CHCCSL001 Establish and confirm the counselling relationship | $97.20 | $28.80 | $41.50 |
| CHCCSL002 Apply specialist interpersonal and counselling interview skills | $89.10 | $26.40 | $38.25 |
| CHCCSL007 Support counselling clients in decision-making processes | $129.60 | $38.40 | $85.50 |
| CHCDIV001 Work with diverse people | $48.60 | $14.40 | $10.25 |
| CHCLEG002 Interpret and use legal information | $64.80 | $19.20 | $27.25 |
| CHCPRP003 Reflect on and improve own professional practice | $64.80 | $19.20 | $26.00 |
Elective
| National ID Unit title | General fee | Concession | Resource fee |
|---|---|---|---|
|
|
$48.60 | $14.40 | $24.75 |
|
|
$129.60 | $38.40 | $21.50 |
Semester 2, 2024 fee
| Tuition fee | Resource fee | Total fee* | |
|---|---|---|---|
| General | $826.20 | $312.00 | $1,138.20 |
| Concession | $244.80 | $312.00 | $556.80 |
Semester 1, 2025
Core
| National ID Unit title | General fee | Concession | Resource fee |
|---|---|---|---|
| CHCFIN006 Establish the financial counselling relationship | $178.20 | $52.80 | $67.00 |
| CHCFIN007 Provide advice, counselling and representation to financial counselling clients | $178.20 | $52.80 | $56.75 |
| CHCFIN008 Apply professional standards in financial counselling | $121.50 | $36.00 | $56.75 |
| CHCFIN009 Provide financial counselling and systemic advocacy within a social justice framework | $129.60 | $38.40 | $59.75 |
| CHCFIN010 Apply basic concepts of small business to financial counselling | $121.50 | $36.00 | $56.75 |
Elective
| National ID Unit title | General fee | Concession | Resource fee |
|---|---|---|---|
|
|
$186.30 | $55.20 | $67.00 |
|
|
$129.60 | $38.40 | $34.00 |
Semester 1, 2025 fee
| Tuition fee | Resource fee | Total fee* | |
|---|---|---|---|
| General | $1,044.90 | $398.00 | $1,442.90 |
| Concession | $309.60 | $398.00 | $707.60 |
Indicative fees and charges
The fees quoted are estimates only and are for all units in the course for students enrolling on a full-time basis. If you're a student that has successfully completed a lower-level qualification that is a prerequisite for this course, you'll only pay for the units that you need to enrol in to complete this course. Please view the full list of fee disclaimers.